Because general oral healthcare is not included as part of the Canada Health Act, patients often need to cover the cost of their treatments by paying out of pocket or making a plan with an insurance provider. Here at Dental Art on Harbord, we know the last thing patients want to consider when seeking comprehensive oral health treatment is the financials. Besides potentially causing an even greater headache, the financial world of insurance can be challenging to understand. To simplify the entire process of financials in Ontario, we strive to accept most insurance, offer direct billing, and allow the option for patients to make their payment plans.
When someone has an insurance plan, it means they have made an agreement with a provider. The provider is the company to which you pay a monthly premium. In exchange, the company agrees to cover part or all of the cost of treatments and procedures received from a dental office.
Not all insurance plans are the same, so it’s essential to bring a copy of your insurance card or paperwork when visiting our office for the first time. This information can be scanned into the office system and used for future billing.
Not everyone has dental insurance. Patients who have been unable to find a provider or plan that suits their needs and budget can instead choose to make a payment plan with the office. These plans are an agreement between the Dental Art on Harbord and you. In essence, you agree to pay a certain amount monthly for the treatment you need. In exchange, the treatment can be performed as soon as possible.
This is an excellent option for patients who need more in-depth care, such as root canals or orthodontic procedures that last a long time.
As a general rule, we request that patients understand their insurance and payment plans before receiving treatment. Communication between the patient and their insurance provider is essential to determine which treatments and procedures are covered. While direct billing is used, the patient is still responsible for understanding their coverage and making payments on time.